Before diving into numbers, let’s clarify what “on-road price” includes and what causes variation: On-road price = Ex-showroom price + RTO / Registration charges + Insurance + Other costs (fastag, handling, accessories, state taxes, etc.)
Key factors that make on-road price differ across cities / variants:
- State / city registration & road tax rates (these differ significantly across states)
- Insurance premiums (engine capacity, variant, location, insurance provider)
- Dealer handling, accessories, optional add-ons
- Registration slabs / tax incentives / rebates
- Model variant (higher variants have more features, costlier parts, more insurance)
- Discounts / offers by manufacturer / dealer
So comparing on-road prices gives a more realistic picture of how much cash you’ll need to shell out to bring the car home.
What the Data Says: Punch vs Exter On-Road Prices in Lucknow
Let’s look at credible sources for Lucknow (or nearby) to see how the on-road prices stack up for Tata Punch and Hyundai Exter.
Tata Punch — On-Road Price in Lucknow
- According to HT Auto, the on-road price of the Punch Pure MT (base) in Lucknow starts at ~ ₹ 7.07 lakh. The top variant (Creative Plus, etc.) goes up to ~ ₹ 11.86 lakh in some variants. HT Auto
- Punch’s on-road prices in Lucknow (all variants) are said to range between ₹ 6.00 lakh and ₹ 10.32 lakh (Spinny listing) Spinny
- More specific variant example:
• Punch Adventure Plus Sunroof (Petrol, Manual) in Lucknow: On-road ~ ₹ 9.32 lakh (Ex-showroom ~ ₹ 8,21,990 + RTO + Insurance etc) HT Auto
• Punch Accomplished Plus variant: On-road ~ ₹ 9.54 lakh in Lucknow HT Auto
• For high trims/automatic, Punch on-road may cross ₹ 10 lakh in Lucknow. HT Auto
So in Lucknow, for Punch, you’re looking at:
- Base / entry variants: ~ ₹ 7.0 lakhs
- Mid to higher trims: ~ ₹ 8.5 – ₹ 10.5 lakhs or more
One caveat: some of these quotes include optional accessories or “handling / extras” charges that vary by dealer.
Hyundai Exter — On-Road Price in Lucknow
- CarDekho quotes: The on-road price of Hyundai Exter EX (1.2 MT variant) in Lucknow is ~ ₹ 6,46,549, with RTO ~ ₹ 45,442 & insurance ~ ₹ 33,074. CarDekho
- According to Auto HT, the Exter’s on-road price in Lucknow starts at ~ ₹ 7.12 lakh for base variants, and top variant goes up to ~ ₹ 12.16 lakh for the premium / dual-tone / high end trims. HT Auto
- From the Cars24 listing: Base Exter in Lucknow has on-road starting ~ ₹ 6.89 lakh, and the top SX Opt Connect Knight DT AMT variant’s on-road price ~ ₹ 11.97 lakh in Lucknow. CARS24
- Spinny’s listing: Exter on-road price in Lucknow ranges from ₹ 6.71 lakh to ₹ 11.9 lakh (across variants) Spinny
So for Exter in Lucknow:
- Entry variants: ~ ₹ 6.4-7.2 lakhs
- Mid variants: ~ ₹ 8-10 lakhs
- Top / special variants: ~ ₹ 10.5-12 lakh (or more, depending on features)
Comparative Insights & What They Imply
Here’s what these numbers suggest when you put Punch and Exter side by side:
| Segment | Punch | Exter | What It Implies / Trade-Offs |
|---|---|---|---|
| Base / entry variant | ~ ₹ 7.0 lakh (Lucknow) for core trims | ~ ₹ 6.45 lakh (for Ex variant) as given in CarDekho CarDekho | Exter gives a lower entry on-road cost — you may be able to afford a nicer variant for similar budget |
| Mid / popular variant | ~ ₹ 9.3 lakh (Adventure / Accomplished trims) HT Auto | ~ ₹ 9.8-9.9 lakh for Exter SX / high variants in Lucknow (e.g. Exter SX 1.2 MT Dual Tone) HT Auto+1 | In mid segment, punch and exter start overlapping — choice of features and variant becomes critical |
| Top / special variant | Punch can hit or exceed ₹ 10.5 lakh+ in Lucknow for premium trims (Creative Plus, camo, AMT versions etc.) HT Auto | Exter premium variants (SX(O) Connect, AMT, dual tone) can go to ₹ 11.9 lakhs or more on-road in Lucknow. CARS24+1 | Exter’s top trims may cost more than comparable Punch high trims, but also bring additional features / tech etc. |
Margin of Safety / Buffer in Budget
If your budget ceiling is ₹10 lakh (on-road), here’s how the practical choices shape up:
- For Punch, many mid trims will fall within that budget, but some top trims / special editions may cross. So you’ll have to pick your variant carefully.
- With Exter, entry and mid trims are well below that ceiling; many top and feature-laden variants may cross ₹10 lakh — but you may get more features for similar money.
Therefore, Exter gives a bit more “headroom” in variant choice under ₹10 lakh in many cities, including Lucknow, compared to Punch, especially when you want higher features / dual-tone / AMT / sunroof etc.
Things to Check / Confirm Locally (You Should Do This When You Visit Dealer)
The above are indicative numbers. When you go to buy, here are things you must check to know the actual on-road price you will pay:
- Variant / trim level — features, dual-tone, special packs, AMT / automatic versions all affect price.
- Accessories / add-ons — many dealers add accessories, paint protection, etc., which inflate the listed on-road price.
- Insurance plan & add-ons — zero depreciation, engine cover, roadside assistance etc. change insurance component.
- State / RTO / registration charges applicable to your city — these differ across metro / non-metro / district levels.
- Handling / dealer charges — dealership’s margin, logistics, handling fees may add extra.
- Discounts / offers, exchange bonuses etc. — see if the dealer is giving rebate / discount.
- GST / tax changes — new tax or policy changes may shift prices upward or downward.
Always ask the dealer for a detailed breakup (ex-showroom + RTO + insurance + other charges + optional items) so you know exactly what you’re paying for.
Final Take & Recommendation
Based on the data:
- Exter has a lower entry on-road price (for base variants) than Punch in Lucknow — giving you more flexibility or allowing you to choose a higher trim for the same money.
- In the mid / overlapping range, both cars can be quite close in on-road price — the difference will depend on features, variant choice, and dealer add-ons.
- For top / premium variants, Exter’s cost may exceed that of equivalent Punch variants, especially if Exter includes more advanced features.
- If your budget is ~ ₹10 lakh on-road, you’ll find Exter gives more breathing room in variant / features selection in many cases. But with Punch, you may still get good value in the right variant (especially mid trims).
